Sunday, February 17, 2008

Expatriate Mortgage Broker & International Mortgages

See Financial is an independent financial advisor and international mortgage broker. Our primary activity is to secure mortgages for UK expatriates and foreign nationals financing property purchase in the UK. We have access to the top UK mortgage lenders, offshore banks and financial banking institutions. This ensures we can secure some of the very best international mortgage loans at the most competitive international mortgage rates.

Through our experience we understand that the expatriate has special requirements when it comes to securing an international mortgage plan. It is our aim is to simplify the entire mortgage process and we pride ourselves on the level of service we provide. We believe this can make a real difference when it comes to successfully financing your home whether its in the UK or overseas.

Your property may be repossessed if you do not keep up repayments on your mortgages

When arranging a mortgage, you can choose how we are paid: pay a fee, usually 0.25% of the loan, or we can accept commission from the lender
Overseas Mortgages

European Mortgages.
Bulgaria : Cyprus : France : Greece : Ireland : Italy : Malta : Portugal : Spain : Switzeraland.

USA & Caribbean Mortgages

Florida : USA : Canada : Mexico : Bahamas : Barbados : Belize : BVI : Cayman Islands : Dutch Antilles : Jamaica : St Lucia : Trinidad & Tobago : Turks & Caicos
Other International Mortgages.
International Mortgage Company & Independent Broker

Through our close links with international mortgage underwriters we're able to help you access mortgage plans for property in over 25 countries, including all the popular destinations. Our fully independent lender connections mean that you'll be able to take advantage of some exclusive mortgage loans and extremely competitive lending terms

Pre-inspection international mortgage qualification.If you're thinking about flying out to view a property, we can arrange a pre mortgage qualification which gives you important information about how much you can borrow and available mortgage loan rates. This simple process will not cost you anything and it could save you time and avoidable traveling expense. Being armed with all the relevant information regarding the mortgage plan may also put you in a stronger position when negotiating on the property purchase itself. If you need to start things moving quickly, you can download our pre-qualification form now, sign and fax it back to us, and we'll take care of the rest!

Dedicated Loan Processing Teams.The mortgage loan application itself is monitored in-house by a dedicated team for each country. These professionals are fully aware of what documentation the mortgage lender or bank requires, and how to present the mortgage application. This means you benefit from a more efficient service and faster mortgage offer.

Home Extension Loan

PurposeHDFC Home Extension Loan makes it convenient for you to extend or add space to your home. Be it an additional room, a larger bathroom, or even enclosing an open balcony.
Maximum loan85% of the cost of extension
Maximum Term20 years subject to your retirement age
Applicant and Co- Applicant to the loanHome Loans can be applied for either individually or jointly. Proposed owners of the property, will have to be co-applicants. However, the co-applicants need not be co- owners.
Adjustable Rate Home LoanLoan under Adjustable Rate is linked to HDFC's Retail Prime Lending Rate (RPLR). The rate on your loan will be revised every three months from the date of first disbursement, if there is a change in RPLR, the interest rate on your loan may change. However, the EMI on the home loan disbursed will not change*. If the interest rate increases, the interest component in an EMI will increase and the principal component will reduce resulting in an extension of term of the loan, and vice versa when the interest rate decreases.

Saturday, February 16, 2008

HOME IMPROVEMENT LOANS

Resident Indians
External repairs, internal repairs… need to get your house back in shape? Losing sleep over how much the repairs are going to cost।


Purpose
External repairs
Tiling and flooring
Internal and external painting
Plumbing and electrical work
Waterproofing and roofing
Grills and aluminum windows
Waterproofing on terrace
Construction of underground/overhead water tank
Paving of compound wall (with stone/tile/etc.)
Borewell
Maximum loan
Existing Customer 100% of the cost of improvement
New Customer 85% of the cost of improvement
Subject to market value of the property
Maximum Term15 years subject to your retirement age
Applicant and Co- Applicant to the loanHome Loans can be applied for either individually or jointly. Proposed owners of the property, will have to be co-applicants. However, the co-applicants need not be co- owners.
Adjustable Rate Home LoanLoan under Adjustable Rate is linked to HDFC's Retail Prime Lending Rate (RPLR). The rate on your loan will be revised every three months from the date of first disbursement, if there is a change in RPLR, the interest rate on your loan may change. However, the EMI on the home loan disbursed will not change*. If the interest rate increases, the interest component in an EMI will increase and the principal component will reduce resulting in an extension of term of the loan, and vice versa when the interest rate decreases.

HOME LOANS

With an HDFC Home Loan, you can bring to life the house of your dreams। You could buy a self-contained flat in an existing or proposed co-operative society, in an apartment owner's association or even an independent single-family or multi-family bungalow or row house as well as a house that you like anywhere in India….

HDFC Home Loans are easy to arrange and can be customised according to your needs and repayment capability. Moreover, in Delhi you can get finance for first power of attorney purchases of DDA flats allotted before 1992v